Compare Mortgage Deals | Best Mortgage Rates in UK
Compare, filter, and sort the latest mortgage interest rates from over 90 lenders, including exclusive L&C deals. Receive our deal of the week directly in your inbox.
Understanding Mortgage Comparisons
Comparing mortgages can be challenging. Some offers appear appealing due to low initial rates, but it’s important to consider any associated fees. We recommend using the annual cost to determine which mortgage offers the best value based on the amount you wish to borrow.
How We Calculate Annual Cost
By focusing on annual cost, you can identify the most economical mortgage deal, factoring in both fees and interest rates. Note that the annual cost applies to the initial deal only, and it's advisable to reassess your options when the initial term ends to potentially save money by switching.
Key Factors in Borrowing
- Who is lending the money
- Type of mortgage
- The lender’s specific criteria
Calculating the exact amount you can borrow depends on several things, primarily the lender. Different lenders have different requirements.
"As brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements."
Sometimes, you might be able to borrow more than what our website’s calculator shows — this is where our expertise is valuable.
Summary
Using annual cost to compare mortgages including fees and rates helps find the best deal, while expert broker support can optimize borrowing options beyond standard calculators.
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