Mortgage News: Halifax, NatWest & Nationwide Cut Fixed Rates
6 November 2025: The Bank of England has maintained interest rates at 4%.
Falling wholesale ‘swap’ lending rates, which influence the cost of fixed-rate mortgages, have declined recently, impacting mortgage pricing.
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Author's summary: The Bank of England kept rates steady at 4%, while major lenders reduced fixed mortgage rates amid falling wholesale lending costs, with Forbes Advisor maintaining editorial independence despite advertiser funding.